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Grant Thornton announces first ever: initial dividend payment of 100 per cent for insolvent insurer


11 May 2007

Grant Thornton's Financial Markets Group is delighted to announce a first ever: the initial dividend has been set at 100% for UIC Insurance Company Limited, which is in provisional liquidation and in a scheme of arrangement. This dividend declaration is expected to be followed by two more, which will eventually see creditors receive final payouts totalling 400% more than the worst case estimate made soon after the company became insolvent.


The initial dividend percentage of 100% was set by Ipe Jacob and Richard White, Joint Scheme Officers, advised by the Scheme Actuary, Stuart Shepley, who is a partner in the Financial Markets Group of Grant Thornton and head of the firm's actuarial practice.

 

The second and third dividend declarations are likely to be made within the next 12 months and 24 months respectively.

 

Ipe Jacob, Senior Partner within Grant Thornton's Financial Markets Group and lead scheme officer says: "When we took this case on we estimated a worst case outcome of some 26p in the pound. We are obviously delighted to inform creditors today that they will receive a total dividend payment which will exceed 100p in the pound over the coming 24 months."

 

"This has been an extremely complex case, spanning more than 10 years. For those who would have pursued the industry norm of a speedy scheme, followed by long drawn out dividend payments, patience has, after all, proved to be a virtue," continues Jacob. "The entire team has worked incredibly hard to help creditors achieve what can only be described as an extraordinary result."

 

"I have been in this business for more than 30 years, and have never seen or heard of an equivalent result, but it is one very unlikely to be replicated as the circumstances of UIC were unique," concludes Jacob.

 

Alan Peake, former Technical Adviser to the Lloyd's Underwriters Association said: "I would like to add, from my personal experience of 28 other insolvent estates in the insurance market, the UIC estate was without doubt, the most involved. Given that background, I commend Grant Thornton for the exceptional outcome achieved for creditors."

 

Today's outcome comes hot on the heels of the recent result Grant Thornton secured for the creditors of Pan Atlantic Insurance Co. Ltd (PAICO), which was 38% higher than anticipated when the scheme of arrangement was announced.